Home & Contents
Worried about the unexpected? Let AIN arrange home and contents cover for you. At AIN we understand that your family home, your possessions, your investments and lifestyle are truly important to you.
In today’s market there are many different home and contents policies on offer. Let AIN help you choose a product that best suits your needs. We have plenty of quality products at our finger tips and we can tailor a product that meets your needs.
- Accidental Damage Cover( Loss or Damage to Property due to an Accidental Cause)
- Listed Events
- New for Old Replacement
- No Co Insurance
- Personal Effects Cover
- Flood Cover
- Excess Variations
- Personal Legal Liability
- Multiple Policy Discounts
It can be difficult working out what sum insured to put on your home building, it’s important to remember they we cannot Value your home for you, but we can assist you. You need to insure your home building for what it would cost to rebuild New. Each year you should review the sum insured, making sure the amount is adequate, when doing this please consider the following as part of the sum insured.
- Removal of Debris
- Additional Structures such as garages, garden sheds, swimming pools, tennis courts, pathways and fencing.
When working out the sum insured on your home contents, you must consider what it will cost to replace the items new irrespective of their age.
Many people typically underestimate the replacement cost of their home and contents when they arrange insurance cover.
Make an Enquiry about Home and Contents Insurance...
Valuables / Personal Effects
Cover for your personal belongings anywhere in Australia and New Zealand from accidental loss, damage and theft. Some Policies have automatic cover for your personal effects for no additional cost; other policies require you to nominate each item, which will incur additional premium. The extent and cost of cover will depend on the insurer you choose. When you take out take out a policy to cover your home building and contents, the valuables section can be included. Your valuables / personal effects include items such as: Laptops, Mobile Phones, Cameras, Jewellery, Hearing Aids, and Glasses.
Make an Enquiry about Valuables / Personal Effects Insurance...
Landlords Cover
Like your home, you want the right insurance for investments properties. Having the right cover can make the biggest difference to your investment.
- Malicious Damage by Tenants, Loss of Rent & Rent Default
- Fire, Storm, Flood Cover & Public Liability
- Residential Strata Plan
- Commercial Strata Plan
Make an Enquiry about Landlords Cover...
